Evans Bank(EVBN) - 2019 Q4 - Earnings Call Transcript

Evans Bancorp, Inc. (NYSE:EVBN) Q4 2019 Results Earnings Conference Call January 30, 2020 4:45 PM ET Company Participants Craig Mychajluk - Investor Relations David Nasca - President and Chief Executive Officer John Connerton - Chief Financial Officer Conference Call Participants Alex Twerdahl - Piper Sandler Operator Greetings. Welcome to the Evans Bancorp Fourth Quarter Fiscal Year 2019 Financial Results Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer ses ...