First Ban(FBP) - 2019 Q4 - Earnings Call Transcript

First BanCorp. (NYSE:FBP) Q4 2019 Results Conference Call January 28, 2020 11:00 AM ET Company Participants John Pelling - Investor Relations Aurelio Alemán - President and Chief Executive Officer Orlando Berges - Executive Vice President and Chief Financial Officer Conference Call Participants Ebrahim Poonawala - Bank of America Merrill Lynch Alex Twerdahl - Piper Sandler Glen Manna - KBW Operator Good morning. Welcome to the First BanCorp Fourth Quarter and Fiscal Year 2019 Results Conference Call [Operat ...