First Ban(FBP) - 2018 Q4 - Earnings Call Transcript

First BanCorp (NYSE:FBP) Q4 2018 Earnings Conference Call January 29, 2019 10:00 AM ET Company Participants John Pelling - Investor Relations Aurelio Aleman - President and Chief Executive Officer Orlando Berges - Executive Vice President and Chief Financial Officer Conference Call Participants Ebrahim Poonawala - Bank of America Alex Twerdahl - Sandler O'Neill Brett Rabatin - Piper Jaffray Glen Manna - KBW Arren Cyganovich - Citi Operator Good morning and welcome to the First BanCorp's Fourth Quarter 2018 ...