First Bank(FRBA) - 2020 Q4 - Earnings Call Transcript

First Bank (NASDAQ:FRBA) Q4 2020 Earnings Conference Call January 28, 2021 9:00 AM ET Company Participants Patrick Ryan - President & CEO Stephen Carman - EVP & CFO Peter Cahill - EVP & Chief Lending Officer Emilio Cooper - EVP & Chief Deposits Officer Conference Call Participants Nicholas Cucharale - Piper Sandler Christopher Keith - D.A. Davidson Bryce Rowe - Hovde Group Erik Zwick - Boenning & Scattergood Operator Good day and welcome to the First Bank FRBA Fourth Quarter 2020 Earnings Conference Call. A ...