First Bank(FRBA) - 2019 Q4 - Earnings Call Transcript

First Bank (NASDAQ:FRBA) Q4 2019 Earnings Conference Call January 30, 2020 10:00 AM ET Company Participants Patrick Ryan - President, CEO & Director Steve Carman - Chief Financial Officer Peter Cahill - EVP & Chief Lending Officer Emilio Cooper - Chief Deposit Officer Conference Call Participants Nick Cucharale - Piper Sandler Howard Henick - Scurlydog Capital Operator Good day and welcome to the First Bank Fourth Quarter 2019 Earnings Conference Call. All participants will be in a listen-only mode. [Operat ...