First Merchants (FRME) - 2022 Q4 - Earnings Call Transcript

First Merchants Corporation (NASDAQ:FRME) Q4 2022 Earnings Conference Call January 26, 2023 10:30 AM ET Company Participants Mark Hardwick - Chief Executive Officer Mike Stewart - President John Martin - Chief Credit Officer Michele Kawiecki - Chief Financial Officer Conference Call Participants Scott Siefers - Piper Daniel Tamayo - Raymond James Terry McEvoy - Stephens Damon DelMonte - KBW Brian Martin - Janney Operator Good day and thank you for standing by. Welcome to the First Merchants Corporation Four ...