First Merchants (FRME) - 2020 Q4 - Earnings Call Transcript

First Merchants Corporation (NASDAQ:FRME) Q4 2020 Earnings Conference Call January 28, 2021 2:30 PM ET Company Participants Mark Hardwick - Chief Executive Officer Mike Stewart - President John Martin - Chief Credit Officer Michele Kawiecki - Chief Financial Officer Conference Call Participants Scott Siefers - Piper Sandler Daniel Tamayo - Raymond James Terry McEvoy - Stephens Damon DelMonte - KBW Brian Martin - Janney Montgomery Operator Good afternoon, and welcome to the First Merchants’ Fourth Quarter 2 ...