Hagerty(HGTY) - 2022 Q4 - Earnings Call Presentation

"Investor Speakers: McKeel Hagerty | Chief Executive Officer Patrick McClymont | SVP & Chief Financial Officer FORWARD LOOKING STATEMENTS / NON-GAAP FINANCIAL MEASURES (vi) adverse impacts from the COVID-19 pandemic and current and future variants of the virus; (vii) manage the cyclical nature of the insurance business, including through any periods of recession, economic downturn or inflation; (viii) unexpected increases in the frequency or severity of claims; (ix) compliance with the numerous laws and reg ...