HomeStreet(HMST) - 2023 Q1 - Earnings Call Presentation

Financial Performance - Net income was $5.1 million, or $0.27 per share[54, 161] - Net interest margin was 2.23%[54, 161] - Tangible book value per share was $27.87 as of March 31, 2023[8, 85] - Return on average tangible equity was 4.1% for the quarter ended March 31, 2023[12] - Efficiency ratio was 87.2% for the quarter ended March 31, 2023[14, 54] Balance Sheet and Loan Portfolio - Total assets were $9.9 billion as of March 31, 2023[86, 178] - Loans held for investment increased by $60 million, or 1%, to $7.486 billion during the quarter[1, 71] - Total deposits increased $166 million to $6.2 billion, excluding brokered deposits[67] - The allowance for credit losses was $41.5 million as of March 31, 2023[5, 178] Loan Originations - Total loan originations and advances were $345 million for the quarter ended March 31, 2023[3] - CRE loans accounted for $174 million, or 50%, of total loan originations[3]