HomeStreet(HMST) - 2022 Q2 - Earnings Call Presentation

Financial Performance Highlights - Net income was $17.7 million, or $0.94 per share[4] - Return on Average Equity (ROAE) was 11.8%, Return on Average Tangible Equity (ROATE) was 12.6%, and Return on Average Assets (ROAA) was 0.89%[4] - Net interest margin stood at 3.27%[4] - The efficiency ratio was 68.5%[4] Balance Sheet and Loan Portfolio - Loans held for investment increased by $896 million, a 15% increase during the quarter, driven by record loan production of $1.3 billion[4] - Noninterest-bearing deposits accounted for 27% of total deposits as of June 30, 2022[4, 13] - Total assets reached $8.6 billion[6] - Portfolio loan production reached $2.1 billion in the first six months of 2022[14] Capital Management - The company repurchased 1,471,485 shares at an average price of $50.97 per share during the year, representing 7% of shares repurchased since the beginning of the year[4] - A quarterly cash dividend of $0.35 per share was declared and paid[4] Shareholder Returns - HomeStreet's total shareholder return (TSR) since IPO is 242%[16]