Heartland Financial USA(HTLF) - 2021 Q4 - Earnings Call Transcript

Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2021 Earnings Conference Call January 31, 2022 5:00 PM ET Company Participants Lynn Fuller - Executive Operating Chairman Bruce Lee - President and CEO Bryan McKeag - Executive Vice President and CFO Nathan Jones - Executive Vice President and CCO Conference Call Participants Jeff Rulis - D.A. Davidson Terry McEvoy - Stephens Andrew Liesch - Piper Sandler David Long - Raymond James Damon DelMonte - KBW Operator Greetings. And welcome to the HTLF Fourth Quarter ...