Heartland Financial USA(HTLF) - 2020 Q4 - Earnings Call Transcript

Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2020 Earnings Conference Call January 25, 2021 5:00 PM ET Company Participants Lynn Fuller - Executive Operating Chairman Bruce Lee - President and CEO Bryan McKeag - EVP and CFO Nathan Jones - EVP and Chief Credit Officer Conference Call Participants Jeff Rulis - D.A. Davidson Andrew Liesch - Piper Sandler Terry McEvoy - Stephens Damon DelMonte - Keefe Bruyette & Woods Inc. Operator Greetings, and welcome to the Heartland Financial USA, Inc. Fourth Quarter 202 ...