Itau Unibanco S.A.(ITUB) - 2021 Q4 - Earnings Call Presentation

Itaú Unibanco Holding S.A. 1 Corporativo | Interno earnings review 4Q21 São Paulo, February 11th, 2022 quarter highlights 4Q21 vs. 3Q21 change 15.5% 8.3% 9.6% credit portfolio credit cards R$1,027 bn 6.7% margin with clients R$19.9 bn 13.2% # of cards issued #4.8 mm 3.0% commissions and insurance R$11.9 bn 2.9% 43.0% 1.0 p.p. Brazil 40.7% 1.4 p.p. 日 + 8.8 million clients digitally acquired in 4Q21 54% vs. 3Q21 Itau iti za (s mortgage for individuals personal loans efficiency ratio recurring managerial resul ...