Open Lending(LPRO) - 2021 Q4 - Earnings Call Presentation

Earnings Supplement Q4 2021 Q4 2021 Financial Highlights Q4 2021 Total Certs 42,639 26,822 Revenue $51.6 million$39.6 million Adj. EBITDA $36.6 million$24.8 million Q4 2020 Adj. Operating Cash Flow1 $37.5 million$8.3 million (1) Defined as Adj. EBITDA, minus CAPEX, plus or minus change in contract assets 2 2021 Financial Highlights FY 2021 Total Certs 171,697 94,226 Revenue $215.7 million$108.9 million Adj. EBITDA $155.0 million$69.5 million FY 2020 Adj. Operating Cash Flow1 $129.2 million$41.9 millio ...