Northeast Bank(NBN) - 2021 Q3 - Earnings Call Presentation

Financial Performance - Total loan volume reached $236 billion in Q3 FY21[4] - SBA PPP loans originated amounted to $225 billion in Q3 FY21[4] - Gain on sale of PPP loans was $330 million in Q3 FY21[4] - Correspondent fee income totaled $60 million in Q3 FY21[4] - Net interest margin was 393% in Q3 FY21, and 506% excluding PPP[4] - Earnings reached $342 million in Q3 FY21[4] - Return on equity was 7106% and return on assets was 699% in Q3 FY21[4] Loan Portfolio - National Lending purchased loans had a total balance of $4335 million with a weighted average LTV of 47%[9] - Direct originated loans in National Lending had a balance of $2561 million with a weighted average LTV of 50%[9] - Portfolio Finance loans in National Lending had a balance of $2169 million with a weighted average LTV of 47%[9] Deposit Portfolio - Total deposits reached $12943 million with a weighted average rate of 049% as of March 31, 2021[60] - Checking deposits amounted to $6347 million with a weighted average rate of 009%[60]