Northeast Bank(NBN) - 2020 Q2 - Earnings Call Presentation

Financial Performance - Net income for Q2 FY20 was $4.9 million[5], and for YTD FY20, it reached $9.6 million[5] - The diluted earnings per share (EPS) for YTD FY20 was $1.05[5] - Return on equity was 12.09% for Q2 FY20 and 12.13% for YTD FY20[5] - Return on assets was 1.68% for both Q2 FY20 and YTD FY20[5] Loan Portfolio - Total loan volume was $175.4 million in Q2 FY20 and $254.9 million YTD FY20[5] - LASG purchased loans amounted to $64.8 million invested on $66.8 million of UPB (97.1% purchase price) in Q2 FY20[5], and $93.5 million invested on $97.1 million of UPB (96.2% purchase price) YTD FY20[5] - LASG originated loans totaled $98.6 million in Q2 FY20 and $139.1 million YTD FY20[5] - The weighted average rate for loans as of December 31, 2019, was 7.44% for Q2 FY20 and 7.46% for YTD FY20[5] LASG Portfolio - The total return on purchased loans was 10.21% and originated loans was 7.67% for Q2 FY20[10] - Purchased loan return for Q2 FY20 included $2.4 million of transactional income[5]