Origin Bancorp (OBNK) Investor Presentation - Slideshow

Financial Performance - Q2 2020 - Total Loans Held For Investment ("LHFI") increased to $5312194 thousand, a 333% year-over-year increase[7] - Total Assets reached $6643909 thousand, a 298% increase compared to the previous year[7] - Total Deposits grew to $5372222 thousand, marking a 394% year-over-year increase[7] - Net Income was $4957 thousand, a 596% decrease year-over-year[7] - Pre-Tax Pre-Provision Earnings ("PTPP") increased to $27146 thousand, a 592% increase compared to the same period last year[7] Financial Performance - 1H 2020 - Net Interest Income increased to $89100 thousand, a 48% increase year-over-year[10] - Provision for Credit Losses significantly increased to $39934 thousand, a 12356% increase compared to the first half of 2019[10] - Net Income decreased to $5710 thousand, a 784% decrease year-over-year[10] - PTPP reached $46003 thousand, a 303% increase compared to the first half of 2019[10] Loan Portfolio and Forbearance - As of June 30, 2020, forbearances represented 21% of total LHFI, excluding PPP loans, which decreased to 8% by August 31, 2020[15] - The company funded $563 million in PPP loans with an average loan size of $185 thousand[17] - The hotel sector had $64043 thousand in outstanding balance, with 864% of loans in forbearance as of August 31, 2020[31] - The energy sector had $62695 thousand in outstanding balance, with 168% of loans in forbearance as of August 31, 2020[40] - The non-essential retail sector had $146566 thousand in outstanding balance, with 344% of loans in forbearance as of August 31, 2020[47]