Premier Financial (PFC) - 2019 Q4 - Earnings Call Transcript

First Defiance Financial Corp. (FDEF) Q4 2019 Earnings Conference Call January 21, 2020 11:00 AM ET Company Participants Tera Murphy - Investor Relations Don Hileman - President and Chief Executive Officer Paul Nungester - Executive Vice President and Chief Financial Officer Vince Liuzzi - Bank President Conference Call Participants Damon DelMonte - KBW Christopher Marinac - Janney Montgomery Scott Operator Good morning, and welcome to the First Defiance Fourth Quarter and Year-End 2019 Earnings Conference ...