Premier Financial (PFC) - 2018 Q4 - Earnings Call Transcript

Call Start: 11:00 January 1, 0000 11:37 AM ET First Defiance Financial Corp. (FDEF) Q4 2018 Earnings Conference Call January 22, 2019 11:00 ET Company Participants Tera Murphy - VP & Marketing Director Don Hileman - President & CEO Kevin Thompson - EVP & CFO Brent Beard - Controller Paul Nungester - Director of Finance & Accounting Conference Call Participants Nick Cucharale - Sandler O'Neill & Partners Damon DelMonte - KBW Christopher Marinac - FIG Partners Operator Good morning. And welcome to the First D ...