Pacific Premier Bancorp(PPBI) - 2022 Q4 - Earnings Call Presentation

Financial Performance Highlights - Net income reached $737 million, translating to $077 per diluted share[12] - The Return on Average Assets (ROAA) stood at 136% and Return on Average Tangible Common Equity (ROATCE) was 1699%[12] - Pre-provision net revenue (PPNR) amounted to $1027 million, with a PPNR ROAA of 189%[12] - The efficiency ratio was 474%[12] Balance Sheet and Capital Strength - Total assets were $217 billion[10] - Loans held for investment (HFI) totaled $147 billion[10, 12] - The tangible common equity to tangible assets ratio was 888%[10, 12] - Tier 1 capital ratio was 1299% and the total capital ratio was 1553%[10, 12] Deposit and Loan Portfolio - Core deposits totaled $148 billion, representing 856% of total deposits[12] - Non-interest bearing deposits accounted for 363% of total deposits[12] - The loan portfolio amounted to $147 billion[12]