SmartFinancial(SMBK) - 2023 Q3 - Earnings Call Presentation

Financial Highlights - Total loans reached $34 billion as of 6/30/23[1] - Total deposits amounted to $42 billion as of 6/30/23[1] - The company has 42 total branches[1] - Loan to Deposits Ratio of 80%[27] - Securities Detail: $709 Million Book Value[26] Market and Growth - Legacy Markets have $207 billion in total deposits[4] - Expanding Markets have $70 billion in total deposits[4] - Legacy Markets total population is 60 million[4] - Expanding Markets total population is 28 million[4] - Legacy Markets median income is $64 thousand[4] - The company's loan portfolio has shown strong organic growth[12] - Total assets reached $48 Billion[99] Loan Portfolio - Fixed Rate Loans repricing schedule for 4Q23 is $30 million with a weighted average yield of 539%[36] - Adjustable Rate Loans repricing schedule for 4Q23 is $18 million with a weighted average yield of 593%[36]