Synchrony(SYF) - 2022 Q4 - Earnings Call Transcript

Synchrony Financial (NYSE:SYF) Q4 2022 Earnings Conference Call January 23, 2023 8:00 AM ET Company Participants Kathryn Miller - SVP, IR Brian Doubles - President & CEO Brian Wenzel - EVP & CFO Conference Call Participants Moshe Orenbuch - Credit Suisse Ryan Nash - Goldman Sachs Donald Fandetti - Wells Fargo Sanjay Sakhrani - KBW Erika Najarian - UBS Arren Cyganovich - Citigroup Betsy Graseck - Morgan Stanley Kevin Barker - Piper Sandler John Hecht - Jefferies Richard Shane - JPMorgan Operator Good m ...