UMB(UMBF) - 2022 Q4 - Earnings Call Presentation

| --- | --- | --- | |-----------------|----------------------------|------------------| | | | | | | 4 th Quarter 2022 Update | | | Kansas City, MO | | January 24, 2023 | Presentation Index Corporate Overview 3 Opportunity – Our Investment Thesis 8 4th Quarter 2022 Results 16 Line of Business Updates 30 Appendix 40 Board of Directors Forward-Looking Statements Non-GAAP Reconciliations Peer Group Please refer to the Forward-Looking Statements on slide 42 for important disclosures about information contained i ...