Wintrust(US:WTFC)2022-07-21 18:50Financial Performance - Net income was $98.8 million, a decrease of $10.4 million compared to Q1 2022[24] - Diluted EPS was $1.49, a decrease of $0.58 compared to the prior quarter[15] - Net interest margin increased by 32 bps from the prior quarter[12, 138] - Total deposits increased by $0.4 billion from the prior quarter end[62] Loan Portfolio - Total loans increased by $1.8 billion[15] - Total loans, excluding PPP loans, increased by $2.0 billion compared to March 31, 2022[55] - Commercial loans excluding PPP were $12.0 billion[58] Capital and Credit Quality - Tangible book value per common share increased $0.53 from the prior quarter-end to $59.87[98, 100] - Non-performing loans were $72.4 million[15] - Net charge-offs were $9.5 million[15] Digital Adoption - E-Statements as a % of Retail Checking Statements was 56.5%[113] - Approximately 67% of checking clients regularly use the bank's online/mobile offerings[116]