XP(XP) - 2019 Q4 - Earnings Call Transcript

XP Inc. (NASDAQ:XP) Q4 2019 Earnings Conference Call March 17, 2020 5:00 PM ET Company Participants Carlos Lazar - Head IR Guilherme Benchimol - Founder & CEO Bruno Constantino - CFO Conference Call Participants Tito Labarta - Goldman Sachs Marcelo Telles - Credit Suisse Operator Greetings. Welcome to the XP Inc. Fourth Quarter 2019 Earnings Conference Call. At this time all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] Ple ...