Banombia S.A.(CIB) - 2024 Q3 - Earnings Call Presentation

Earnings Results 3Q24 3Q24 Overview Financial Highlights Credit Risk Other Highlights *Merco is the leading corporate monitor in Latin America that evaluates companies' reputations • Loan book up 0.5% QoQ and 4.6% YoY • Deposits up 0.7% QoQ and 6.7% YoY • NIM 6.8% • Net income COP 1.5 trillion, ROE 15.0% and ROTE 20.0% • Basel III CET1 Capital Ratio of 11.58% and Total Capital Ratio of 14.35% • Net provision charges amounted to 1.6 trillion down 1.8% QoQ equivalent to a quarterly annualized CoR of 2.4% • 90 ...