QRCB(002958)2024-11-19 09:26Group 1: Financial Performance - The bank's net income from fees and commissions increased by 32.02% year-on-year, reaching 683 million CNY, an increase of 166 million CNY compared to the previous year [1] - The total fee and commission income amounted to 777 million CNY, up by 162 million CNY year-on-year [1] Group 2: Business Strategy - The bank aims to enhance its service capabilities in corporate banking, investment banking, and international business, focusing on comprehensive services for corporate clients [1] - Plans for 2025 include increasing credit allocation to support the real economy, rural revitalization, and small and micro enterprises, with a strategic focus on inclusive finance and green finance [1] Group 3: Asset Quality - The bank's non-performing loan (NPL) ratio is 1.80%, a decrease of 0.01% from the beginning of the year [1] - The provision coverage ratio stands at 3.74%, indicating a stable asset quality trend [1]