BANK OF QINGDAO(SZ:002948)2024-11-19 10:21Group 1: Credit Investment - As of the end of Q3 2024, the total customer loans of Qingdao Bank reached CNY 331.127 billion, an increase of CNY 31.038 billion, representing a growth of 10.34% compared to the end of the previous year [2] - The bank will continue to increase credit investment, focusing on precise allocation and optimizing credit structure to support the real economy while avoiding blind expansion [2] Group 2: Asset Quality - As of the end of Q3 2024, the non-performing loan (NPL) ratio of the bank was 1.17%, a decrease of 0.01 percentage points from the end of the previous year [3] - The provision coverage ratio improved to 245.71%, an increase of 19.75 percentage points from the end of the previous year, indicating enhanced risk mitigation capabilities [3] - The bank plans to strengthen comprehensive risk management and establish a regular risk monitoring mechanism, focusing on credit risk management and dynamic risk monitoring [3]