Travelers(TRV) - 2024 Q4 - Earnings Call Presentation

FOURTH QUARTER 2024 OVERVIEW Travelers Reports Exceptional Fourth Quarter and Full Year Results FOURTH QUARTER 2024 RESULTS January 22, 2025 LONG-TERM FINANCIAL STRATEGY Meaningful and sustainable competitive advantages Generation of top-tier earnings and capital substantially in excess of growth needs Balanced approach to rightsizing capital and growing book value per share over time CREATE SHAREHOLDER VALUE Objective: Mid–Teens Core ROE Over Time 2 • Excellent fourth quarter net income of $2.082 billion a ...