OFG Bancorp(OFG)2025-01-23 00:34Financial Data and Key Metrics Changes - Earnings per share increased by 11.2% year-over-year, driven by a 3.6% rise in total core revenues [5]. Business Line Data and Key Metrics Changes - The company demonstrated consistent operational growth aligned with its Digital First strategy, contributing to an increase in banking market share [5]. Market Data and Key Metrics Changes - Digital adoption of new and upgraded products, services, and self-service tools continued to grow steadily, indicating a positive trend in customer engagement and market penetration [5]. Company Strategy and Development Direction - The company is focused on enhancing its Digital First strategy, which is integral to its operational growth and market share expansion [5]. Management's Comments on Operating Environment and Future Outlook - Management expressed satisfaction with the performance in the fourth quarter and throughout 2024, highlighting the successful execution of strategic plans [4]. Other Important Information - The call included a disclaimer regarding forward-looking statements, emphasizing the inherent risks and uncertainties associated with management's goals and expectations [2]. Q&A Session Summary - No specific questions or answers from the Q&A session were provided in the available content.