Byline Bancorp(US:BY)2025-01-24 16:40Financial Performance Highlights - Byline reported revenue of $406.9 million for the year [8] - Diluted EPS reached $2.75 [8] - Net income for the fourth quarter was $30.3 million, with an EPS of $0.69 [12] - Pre-Tax Pre-Provision income for the fourth quarter was $47.2 million, resulting in a Pre-Tax Pre-Provision ROAA of 2.04% [12] Balance Sheet Strength - Total deposits amounted to $7.5 billion [8, 26] - Loans and leases totaled $6.9 billion [8, 17] - The CET1 ratio increased to 11.70% [9, 12] - Tangible book value per share increased by 11.7% year-over-year to $20.09 [9] Loan and Deposit Trends - Total loan portfolio remained relatively flat at $6.9 billion in Q4 2024 [8, 17] - The average loan yield was 7.21% [17] - Non-Interest-Bearing deposits accounted for 23.5% of total deposits [19, 26]