Home Bancorp(US:HBCP)2025-01-28 07:13Financial Highlights - Total assets reached $3443668000 at the end of Q4 2024[7] - Total loans amounted to $2700000000[7] - Total deposits were $2800000000[7] - Net income for Q4 2024 was $9673000[11] - Diluted EPS for Q4 2024 was $121[11] - Net interest income for Q4 2024 reached $31586000[11] Loan Portfolio - Total loans reached $2700000000 with a weighted average rate (WAR) of 643% in Q4 2024[30] - The Houston market experienced a 19% growth rate year-to-date[30] - Owner-occupied (OO) Commercial Real Estate (CRE) portfolio constitutes 26% of total loans[26,31] - Non-owner-occupied (NOO) CRE portfolio, including multifamily, represents 23% of total loans[36] - Commercial & Industrial (C&I) loans make up 154% of total loans[41] - Construction & Development (C&D) portfolio has a total balance of $352300000[47] Deposits - Total deposits amounted to $2780696000 with a year-to-date growth rate of 4% in 2024[71,72] - Non-interest-bearing deposits comprise 26% of the deposit composition[72] - Uninsured deposits are approximately $656000000, representing 24% of total deposits[77]