WSFS Financial (US:WSFS)2025-01-29 01:54Financial Performance - The company's reported EPS was $1.09 in 4Q24 and $4.41 for the full year FY24[6] - Core EPS was $1.11 in 4Q24 and $4.39 for FY24[6] - The reported Return on Assets (ROA) was 1.21% for 4Q24 and 1.27% for FY24[6] - Net income was $64.2 million for 4Q24 and $263.7 million for FY24[6] - Pre-provision Net Revenue (PPNR) reached $92.4 million for 4Q24 and $408.7 million for FY24[6] Balance Sheet & Key Ratios - Customer Deposits increased by $602.8 million in 4Q, resulting in a full-year increase of $607.4 million or 4%[8] - Loans declined by $123.1 million in 4Q, but increased by $442.6 million or 3% for the full year[8] - The Net Interest Margin (NIM) was 3.80% in 4Q24[6] - The company's core fee revenue ratio was 31.8% for 4Q24 and 32.5% for FY24[6] - The ACL ratio was 1.48%[6]