Hilltop Holdings(US:HTH)2025-01-31 20:03Financial Highlights - Hilltop Holdings' Q4 2024 EPS diluted was $055[5] - Net income for Q4 2024 was $204 million[5] - Hilltop Securities generated pre-tax income of $204 million in Q4 2024[5] Capital Management - Hilltop returned $110 million to stockholders through dividends in Q4 2024[8] - Tangible book value per share increased to $3371 as of December 31, 2024[10] PlainsCapital Bank Performance - PlainsCapital Bank generated $57 million in pre-tax income in Q4 2024, including a $57 million provision[5] - Average Bank Deposits increased by $595 million, or 52%, from Q3 2024[5] PrimeLending - PrimeLending's origination volume increased to $23 billion in Q4 2024[5] - Non-interest expense at PrimeLending is variable and correlated to revenue generation[15] Asset Quality - Allowance for credit losses (ACL) to total loans HFI was 127% as of December 31, 2024[16] - Non-performing assets totaled $91095 thousand in Q4 2024[57] 2025 Outlook - The company anticipates average loan growth of 1-3% and average deposit growth of 2-5% in 2025[58] - The company expects non-interest expense to increase by 1-4%[58]