Banco Santander-Chile(BSAC) - 2024 Q4 - Earnings Call Presentation

Banco Santander Chile February 7, 2025 2 2| Balance sheet and results 3| Conclusions 4| Annexes 6 7 1| Strategy 2023-2026 3| Conclusions 4| Annexes 9 | | 2024 | 2024 Targets | | | --- | --- | --- | --- | | Loan Growth | 4% (excluding effects from Bansa and Generate to | Mid single digit growth | | | | distribute model) | | | | NIM | 3.6% | 3.4% - 3.5% | > | | Fees | 9% YoY | High Single Digit growth | | | Efficiency | 39% | High 30%s | | | CoR | 1.29% | ~1.3% | > | | ROAE | 20.2% | 18% - 19% | | 10 | | 1Q24 ...