Americas Business & Information Services_ Consumer credit trends mixed in January, with pockets of improvement

28 February 2025 | 1:53AM PST Anna Wu +1(415)249-7235 | anna.wu@gs.com Goldman Sachs & Co. LLC Alex Lakritz +1(415)249-7072 | alex.lakritz@gs.com Goldman Sachs & Co. LLC | | Mortgage | Credit | Personal | Auto | | --- | --- | --- | --- | --- | | | | Card | Loan | | | Total outstanding ( $in bn) |$ 12,436 | $1,142 |$ 148 | $1,675 | | % y/y change | 3.1% | 4.7% | 0.1% | 2.8% | | % m/m change | 1.1% | (0.1%) | 0.0% | 0.4% | | Monthly originations ($ in bn) | $126 |$ 40 | $10 |$ 63 | | % y/y change | 29.2% | (6 ...