First Horizon(US:FHN)2025-04-16 18:05Financial Performance - Net income available to common shareholders (NIAC) was $213 million, an increase of $29 million or 16% compared to 1Q24[7] - Earnings per share (EPS) reached $041, up $008 or 24% from 1Q24[7] - Total revenue amounted to $812 million, reflecting an 11% increase of $84 million compared to 4Q24, but a decrease of $7 million or 1% compared to 1Q24[7] - Adjusted EPS was $042, a decrease of $001 from 4Q24[12] - Adjusted pre-provision net revenue (PPNR) was $334 million, up $16 million or 5% from 4Q24[9, 12] Balance Sheet and Capital - Period-end loans totaled $622 billion, down $04 billion or 1% from 4Q24[7, 9] - Period-end deposits amounted to $642 billion, a decrease of $14 billion or 2% from 4Q24[7, 9] - The common equity tier 1 (CET1) ratio stood at 109%[7, 9] - Tangible book value per share (TBVPS) increased to $1317, up $032 or 2% from 4Q24[7, 9] Net Interest Income and Margin - Net interest income (NII) was $631 million, up $7 million or 1% compared to 1Q24[7] - Net interest margin (NIM) expanded to 342%, an increase of 9bps from 4Q24[7, 9]