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Thank you, operator. Hello, everyone, and thank you for joining us for the call today. AppFintech Coding Limited's fourth quarter and full year 2024 earnings release was distributed earlier today and is available on our IR website at ir.itigerup.com, as well as Globe Newsletter services. On the call today from AppFintech are Mr. Wu Tianhua, Chairman and CEO, Mr. Zheng Zeng, our CFO, Mr. Huang Lei, CEO of U.S. Tiger Securities, and Mr. Kenny Zhao, our financial controller. Mr. Wu will give an overview of our ...