Great Southern Bancorp(GSBC) - 2025 Q1 - Earnings Call Presentation

Financial Performance Highlights - Net income for Q1 2025 increased by 280% to $172 million from $134 million in Q1 2024[18] - Earnings per diluted common share rose by 301% to $147 in 1Q25 from $113 in 1Q24[19] - Net interest income increased by 101% to $493 million in 1Q25 compared to $448 million in 1Q24[21] - Net interest margin improved to 357% in 1Q25, up from 332% in 1Q24, a 25 basis points increase[22] Asset Quality - Non-performing assets decreased to $95 million, representing 016% of total assets, down from $96 million (016% of total assets) in 4Q24[59] - Allowance for credit losses remained stable at 136% of total loans, consistent with 4Q24[60] - Net charge-offs were $56000 for the quarter, representing 000% of average loans on an annualized basis, compared to $83000, or 001% in 1Q24[61] Capital Strength - Stockholders' equity increased to $6133 million, or 1023% of total assets, up from $5652 million (978% of total assets) at March 31, 2024[43] - Tangible common equity ratio was 1008%[69]