Bank of Hawaii(US:BOH)2025-04-21 18:03Financial Performance - Diluted earnings per common share were $0.97, with a net income of $44.0 million[7] - Net interest margin expanded for the fourth consecutive quarter, reaching 2.32% from 2.19%[7] - Return on average common equity was 11.80%[7] - Total revenue increased to $169.9 million, compared to $156.2 million in 1Q 2024[96] Balance Sheet & Credit Quality - Total deposits increased by 7.3% annualized, and total loans and leases increased by 1.1% annualized[7] - Tier 1 capital ratio stood at 13.93%, and the total capital ratio was 14.97%[7] - Net charge-off rate remained low at 0.13%, with non-performing assets at 0.12%[7] - 79% of the loan portfolio is real estate-secured, with a combined weighted average LTV of 51%[7] Market Position - Bank of Hawai'i holds a 33.5% market share of bank deposits in Hawai'i[9]