PennyMac Financial Services(PFSI) - 2025 Q1 - Earnings Call Presentation

Financial Highlights - The company's annualized return on equity was 8% in 1Q25[7] - The company's annualized operating return on equity was 15% in 1Q25[7] - Book value per share was $7557 and dividend per common share was $030 in 1Q25[7] - Net income was $76 million and diluted EPS was $142 in 1Q25[7] Production Segment - Total loan acquisitions and originations reached $289 billion in 1Q25[7] - PFSI correspondent lock volume was $221 billion in 1Q25[7] - Broker direct lock volume was $55 billion in 1Q25[7] - Consumer direct lock volume was $39 billion in 1Q25[7] - The production segment's pretax income was $62 million in 1Q25[7] Servicing Segment - The total servicing portfolio UPB was $680 billion in 1Q25[7] - The servicing segment's pretax income, excluding valuation-related items, was $172 million in 1Q25[7] - MSR fair value changes and hedging impact to diluted EPS was $(135) in 1Q25[7]