First Quarter 2025 Financial Results Presentation April 23, 2025 Quarterly Earnings Report First Quarter Snapshot 1Q25 RESULTS millions, except per share and ratios NET REVENUE 1Q25: GAAP & NON-GAAP 1,255ANNUALIZEDROTCE∗1Q25:GAAP5.033.31 BV 47.08∗PleaseseeourdefinitionofROTCEinourfirstquarter2025earningsreleaseNETEARNINGS1Q25:GAAP44 & NON-GAAP 54EPS1Q25:GAAP0.39 & NON-GAAP $0.49 ANNUALIZED ROCE 1Q25:GAAP 3.5% & NON-GAAP 4.4% Record ...