S&T Bancorp(US:STBA)2025-04-24 17:27Earnings and Profitability - Earnings per share (EPS) reached $0.87[8] - Net income totaled $33.4 million[8] - Return on Assets (ROA) was 1.41%[8] - Return on Equity (ROE) was 9.67%[8] - Return on Average Tangible Shareholders' Equity (ROTE) was 13.29%[8] - Pre-provision Net Revenue (PPNR) was 1.73%[8] Balance Sheet and Asset Quality - Loan growth amounted to $93.4 million, representing an annualized growth rate of 4.89%[8, 18] - Deposit growth reached $109.8 million, with an annualized growth rate of 5.72%[8] - The company reduced borrowings by $55.0 million[18] - The company reduced brokered deposits by $24.9 million[18] - ACL was 1.26%[8] - Nonperforming Assets (NPAs) stood at 0.29% of total portfolio loans plus OREO[8, 26] Net Interest Income and Noninterest Income - Net Interest Margin (NIM) increased by 4 basis points to 3.81%[8, 11, 32] - The company repositioned $193.6 million of securities over the past four quarters, expected to positively impact net interest income by $5.0 million in 2025[37] - Noninterest income totaled $10.4 million[34]