Amalgamated Financial (AMAL) - 2025 Q1 - Earnings Call Presentation

Financial Performance Highlights - Core net income was $27.1 million[11], with core EPS at $0.88[13] - Net interest income reached $70.6 million[15] - Net interest margin stood at 3.55%[17], a 4 bps increase[16] Deposit Portfolio - Total GAAP deposits amounted to $7.4 billion[24], with a deposit growth of $231.5 million[14] - Total core deposits reached $7.6 billion[26] - Political deposits totaled $1.07 billion[26] Loan Portfolio - Total loans amounted to $4.68 billion[48], with a loan yield of 5.00%[48] - Mission-aligned loans constituted 87% of the portfolio[50] Asset Quality - Non-performing assets represented 0.41% of total assets[150] - Quarterly net charge-offs were 0.22% of average loans[77] Capital Ratios - Leverage ratio was 9.22%[19] - TCE (Tangible Common Equity) ratio increased to 8.73%[21]