Financial Performance - Net income reached $272 million[18] - Diluted earnings per share (EPS) amounted to $180[18] - The return on average assets was 141%[9] - The return on average equity stood at 1457%[9] - Net interest margin increased by 27 bps QoQ to 418% annualized[18] Balance Sheet & Capitalization - Total assets amounted to $78 billion[9] - Total gross loans reached $56 billion[9] - Total deposits totaled $65 billion[9] - The loan-to-deposit ratio was 863%[18] - Uninsured deposits represented 297% of total deposits, totaling $19 billion[18,38] - Total risk-based capital ratio was 1473%[18] - Tangible book value was $4417 per common share[18] Loan Portfolio - Gross loans totaled $5647507000[20] - Commercial Real Estate loans accounted for $2809573000[20] - Residential loans amounted to $1161406000[20] - Owner-Occupied CRE loans totaled $589889000[20] - Commercial & Industrial loans reached $613219000[20]
Burke & Herbert Financial Services (BHRB) - 2025 Q1 - Earnings Call Presentation