PayPal(US:PYPL)2025-04-29 15:01Financial Performance - Total Payment Volume (TPV) reached $417.208 billion, a 3% increase year-over-year, or 4% on an FX-Neutral basis[20] - Revenue totaled $7.791 billion, up 1% year-over-year, or 2% on an FX-Neutral basis[20] - Transaction Margin (TM$) grew by 7% to $3.716 billion[20] - TM$ excluding interest on customer balances also increased by 7% to $3.418 billion[20] - Non-GAAP EPS increased by 23% to $1.33[20] - Adjusted Free Cash Flow was $1.381 billion, a decrease of 26%[20] User Engagement - Active accounts increased by 2% to 436 million[22] - Monthly Active Accounts (MAA) also grew by 2% to 224 million[22] - The number of payment transactions decreased by 7% to 6.045 billion, but excluding PSP, transactions increased by 6% to 3.805 billion[22] - Transactions Per Active Account (TPA) decreased by 1% to 59.4, but excluding PSP, TPA increased by 4% to 35.2[22] Strategic Growth Drivers - Over 45% of US branded checkout traffic is now using the new checkout experience[11, 12] - Pay with Venmo TPV grew by over 50% in 1Q[12] - Venmo revenue growth accelerated to 20%[11] - Debit card TPV growth exceeded 60%[11]