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FICO(FICO) - 2025 Q2 - Earnings Call Presentation

Financial Performance - Total revenue for Q2 2025 was $498.7 million, a 13% increase quarter-over-quarter (Q/Q) and a 15% increase year-over-year (Y/Y) [3] - Scores revenue reached $297.0 million in Q2 2025, showing a 26% increase Q/Q and a 25% increase Y/Y [3] - Software revenue was $201.7 million in Q2 2025, a 1% decrease Q/Q but a 2% increase Y/Y [3] - Adjusted EBITDA for Q2 2025 was $287.8 million, a 29% increase Q/Q and a 22% increase Y/Y [3] - Non-GAAP diluted EPS was $7.81 in Q2 2025, a 35% increase Q/Q and a 27% increase Y/Y [3] Software Metrics - Software ARR (Annual Recurring Revenue) was $714.6 million, a 2% decrease Q/Q but a 3% increase Y/Y [3] - Software ACV (Annual Contract Value) Bookings were $21.8 million, a 3% increase Q/Q and a 30% increase Y/Y [3] - Platform ARR reached $234.7 million by March 31, 2025, representing 33% of the total ARR [17] - Non-Platform ARR reached $479.9 million by March 31, 2025, representing 67% of the total ARR [17] Scores Segment Highlights - Total Scores revenues increased by 25% compared to Q2 2024 [15] - B2B revenue increased by 31% compared to Q2 2024 [15] - Mortgage Originations revenues increased by 48% compared to Q2 2024 [15]