Axos Financial(US:AX)2025-04-30 20:48Loan Portfolio - Total loans reached $20729 million in Q3 FY25, an increase of $703 million from Q2 FY25[3] - CRE Specialty loan portfolio totals $5371 million with a weighted average LTV of 42%[4] - Non-accrual loans within the CRE Specialty portfolio amounted to $35 million[4] - 73% of loans are variable rate, 20% are hybrid, and 7% are fixed rate[8] - 61% of fixed and hybrid rate loans will reprice within 3 years, and 90% within 5 years[7] Deposits - Total deposits amounted to $20136714 thousand[9] - Approximately 90% of deposits are FDIC-insured or collateralized[10] - ~$3500 million of deposits adjust with the Federal Funds rate[9] - $450 million of off-balance sheet deposits are from Axos Securities[9] Financial Performance - Net income for the quarter was $105206 thousand, with diluted EPS at $181[21] - The allowance for credit losses (ACL) for loans to total loans held for investment was 137%[21]