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PRA (PRAA) - 2025 Q1 - Earnings Call Presentation

PRA Group Q1 2025 Conference Call Presentation Nasdaq: PRAA Forward-Looking Statements 1 Nasdaq: PRAA Q1 2025 Highlights Started 2025 with Momentum and Delivered Strong Results | Metric (inM,exceptpershareamounts)Q12025Q12024ChangePortfolioPurchasesin M, except per share amounts) | Q1 2025 | Q1 2024 | Change | | --- | --- | --- | --- | | Portfolio Purchases |292 | 246+19246 | +19% | | ERC1 | 7,805 | 6,498+206,498 | +20% | | Cash Collections | 497 | 450+11450 | +11% | | Cash Efficiency Ratio2 | 60.8% | 58.0% | +284 bps | | Changes in Expected Recoveries | 28 | $52 | (46%) | | Ne ...