StoneCo(STNE) - 2025 Q1 - Earnings Call Presentation

Financial Performance - StoneCo's Adjusted Gross Profit for 1Q25 reached R$1645 billion, a 19% increase year-over-year[11] - Adjusted Basic EPS for 1Q25 was R$197 per share, a 36% increase year-over-year[11] - Total Revenue for 1Q25 was R$36699 billion, a 19% increase year-over-year[28] - Adjusted Net Income for 1Q25 was R$554 million, a 23% increase year-over-year[13] Business Growth - MSMB Payments Client Base increased by 17% year-over-year[15] - MSMB TPV reached R$103 billion in 1Q25, a 10% increase year-over-year[15] - Retail Deposits increased by 38% year-over-year[18] - Credit Portfolio increased by 20% quarter-over-quarter[20] Capital Allocation - R$24 billion was distributed to shareholders via buyback and 12% distribution yield (LTM)[11] - A new R$2 billion share buyback program was announced[11] Future Guidance - The company projects MSMB TPV to exceed R$670 billion by 2027, representing a 14% CAGR from 2024-2027[38] - The company projects Adjusted Basic EPS to exceed R$150 per share by 2027, representing a 27% CAGR from 2024-2027[38]